
IRA "RMD" WITHDRAWAL RULES HAVE CHANGED AGAIN.
2 AVAILABLE TIMES:
11:00 AM AND 6:00 PM ON February 23, 2023
TO BE HELD AT THE BUTLER TOWNSHIP RECREATION CENTER
411 BUTLER DRIVE, DRUMS, PA 18222
REGULAR MINIMUM DISTRIBUTIONS OR RMD RULES HAVE CHANGED. NOT TAKING THE RMD IN THE REQUIRED YEAR WILL TRIGGER A 50% TAX PENALTY. IF YOU HAVE IRA'S OR ANY OTHER TYPE OF QUALIFIED RETIREMENT PLAN YOU NEED TO ATTEND THIS EVENT. CALL TODAY TO GET TICKETS.
TOPICS TO DISCUSS:
WHEN DO YOU TAKE A REQUIRED MINIMUM DISTRIBUTION IN YOUR IRA?
WHAT HAPPENS IF I DO NOT TAKE IT ?
HOW TO ELIMINATE MARKET RISK IN YOUR IRA AND BROKERAGE ACCOUNTS USING:
Market Savings FDIC INSURED CERTIFICATE OF DEPOSIT
1-year term 7.60% APY
Market Savings
2-year term 7.83% APY
Market Savings
5-year term 9.24% APY
Save - High Yield Savings | Bank Deposit Safety + Market Investments (joinsave.com)
You deserve more from your money. We created Save® so you can invest, save, and spend smarter. Powered by a new approach to savings and investment technology, Save makes better returns possible while your deposits are FDIC insured.
Smarter:
Now there is a smarter way to grow your money. Save is built by experts in wealth management and banking technology working together to get you more.
Higher Return, Lower Risk:
Save provides market returns with the security of traditional bank products.
"Because your principal will be sequestered in an FDIC-insured bank account, you can't lose money." THE WALL STREET JOURNAL July 2022
"Save is an ultra high-yield investment savings account." BLOOMBERG July 2022
“What Save does that's different from many other nonbank financial providers is combine deposits insured by the FDIC with higher returns from curated investment portfolios.” AMERICAN BANKER December 2022
"You won't lose money if the stock market takes a turn for the worse."
BUSINESS INSIDER December 2022



For those in or approaching retirement, you need the services of a qualified licensed financial professional,
not only to grow your assets but more importantly protect them. That is why I will be hosting a free educational
event for anyone who desires to attend on January 26th at the Butler Township Community Center, located
at 411 W. Butler Drive in Drums, PA. 18222. There will be two seating times available. One starts at 10 am
and another at 6 pm. We will be discussing the changes in RMD’s, Social Security, and Tax Laws for 2023.
Seating is limited.
Please call 570-501-1200 to reserve your spot for this event.
I have been in the financial services industry since 1987 and I am an International Best-Selling Author of
two books.
In God We Trust - The Dollar We Worship and 5 Steps - Your Guide To Financial Health. It shows the reader
what to look for and look out for when developing a financial plan and investing. Those attending my free
educational event will receive a FREE E-Book version of both books.
I also have a Podcast called Money Matters and it can be found
here: https://anchor.fm/don-galade